Home › Reviews › Bankroll U

Operator review

Bankroll U: review, prices and rules checked

Bankroll U sells a paid entry called the Combine, from $49 for a $1,000 bankroll. Pass it and you play four free Pro Levels, each paying a bonus of 10% to 80% of the level's profit. Its contest rules open those levels to US residents.

Facts checked on October 4, 2026 · How we compare

In short

Entry price: $49 for a $1,000 Combine, $245 for $5,000, $490 for $10,000. One-time fee.
Evaluation: A paid Combine with a 15% profit target, then four free Pro Levels at 20% to 40%. 14 days per level.
Loss limits: No daily loss limit. A total limit of 100% of the account size, down to 60% at the last level.
Payout share: A bonus of 10% to 80% of a Pro Level's profit, credited when the level is passed. Nothing is paid during the Combine.
Payouts: Any time once a prize is credited. $25 minimum, $2,500 maximum per day, by bank transfer through Plaid.
Access: US residents aged 18 or over, according to the contest rules. Five states are excluded.
Company: Bankroll U LLC, Wyoming, United States, named in the terms of service.
Trustpilot: 4.3 out of 5 from 36 reviews. 86% give five stars.

The challenges and their prices

A Bankroll U challenge has two parts. The Combine is the paid part. To pass it, you make a 15% profit on the starting balance and reach an activity target, all within 14 days. Four Pro Levels follow: Rookie, Veteran, All Star and Legend. They are free to play, and you reach them only by passing the Combine. The help center says Bankroll U charges no subscription fee.

Bankroll U also runs Battles, single-day and week-long contests that are free to join and pay cash prize pools. This review covers the Combine and the Pro Levels.

Combine prices shown on bankrollu.com/challenges on October 4, 2026. One-time fee. The stake limits apply the published percentages to each bankroll.
Combine bankroll	Price	Max risk per pick, pregame	Max risk per pick, live and props	Max win per pick
$1,000	$49	$100	$50	$200
$5,000	$245	$500	$250	$1,000
$10,000	$490	$1,000	$500	$2,000

The targets rise from level to level, and so does the bonus. The loss limit shrinks.

Levels shown on bankrollu.com/challenges and in the gameplay rules on October 4, 2026. The loss limit is a share of the initial account size. Every level also has an activity target, described below.
Level	Profit target	Bonus on the level's profit	Loss limit	Time limit
Combine (paid)	15%	None	100%	14 days
Rookie	20%	10%	100%	14 days
Veteran	25%	20%	90%	14 days
All Star	30%	40%	80%	14 days
Legend	40%	80%	60%	14 days

The rules

These rules come from the challenges page, the gameplay rules, the contest rules, the terms of service and the help center.

Rules read on bankrollu.com and in its help center on October 4, 2026.
Rule	What the operator publishes
Activity target	At every level, the total amount staked must equal the level's starting balance. Only settled picks count. There is no minimum number of picks.
Time limit	14 days per level, to hit both the profit target and the activity target.
Daily loss limit	None. The home page says its contest rules never include daily loss limits or trailing drawdowns.
Odds	No pick on odds shorter than -500.
Risk per pick	Pregame: 10% of the initial account size. Live and props: 5%. Maximum risk per event: 20%. Maximum win per pick: 20%.
Pick types	Spreads, totals, props, live picks and pregame picks.
Sports	Not published. The public pages say only "Spreads, Totals, Props, Live Picks and More".
Failing a level	The bankroll is removed and the challenge ends. Bonuses already credited stay yours.
Funds	Virtual currency only. The gameplay rules say the service has no mechanism to deposit real funds or stake real money on simulated picks.
Platform	Picks go through the Games module, a simulator with real-time markets. Bankroll U has a web app and an iOS app.
Tuition Points	Credits included with each Combine. They unlock learning content in the Campus section.
Refund	Possible within 14 days of purchase, if no pick was placed in the Combine and no Tuition Points were used. The terms add that refunds are at Bankroll U's discretion.
Free entry	The challenges page says "No purchase required". The contest rules describe a free Combine entry requested by mail.
Inactivity	After 90 days without activity, the account is marked inactive. An unused Combine and its Tuition Points are then forfeited, with no refund.
Payment methods	Credit or debit cards, or online banking through Plaid.
Access	The contest rules open the Pro Levels to residents of the United States aged 18 or over. Players located in Idaho, Louisiana, Michigan, Nevada and Washington cannot take part. Prices in US dollars. The site is in English.

Payouts

Nothing is paid during the Combine. In the Pro Levels, a bonus is credited to your Prize Wallet when you pass a level: 10% of the level's profit at Rookie, 20% at Veteran, 40% at All Star and 80% at Legend. The bonus is taken out of the bankroll you carry to the next level. The challenge ends when you fail a level or pass Legend.

The help center gives its own example: a $1,000 bankroll, bought for $49, where each target is hit exactly.

Example published in Bankroll U's help center, read on October 4, 2026. A profit above the target raises the bonus.
Level	Starting balance	Profit at the target	Bonus credited
Rookie	$1,000	$200	$20
Veteran	$1,180	$295	$59
All Star	$1,416	$425	$170
Legend	$1,671	$668	$534
Total		$1,588	$783

In that example the four bonuses add up to $783, about half of the $1,588 of profit made across the Pro Levels. The 80% share applies only to the profit of the last level.

Once a prize is credited, you can withdraw it from the Prize Wallet, with one request per calendar day. The minimum is $25 and the maximum is $2,500 per calendar day. Bankroll U cites one method: a direct bank transfer through Plaid. The help center says you can withdraw once identity verification is finished.

Bankroll U says it processes requests the same day, and that the time to reach your account depends on your bank. A withdrawal request cannot be canceled. The contest rules give 90 days to request a credited prize. After that, Bankroll U reserves the right to mark the balance as inactive and to keep restricting its withdrawal.

For players in Florida and New York, the contest rules cap withdrawals at $5,000 per contest period. The rest is deferred to the next period.

What public reviews say

On Trustpilot, Bankroll U shows 4.3 out of 5 from 36 reviews. 86% of the reviews give five stars and 6% give one star.

The iOS app is rated 4.5 from 52 ratings on the App Store. The public Discord invite showed about 365 members on October 4, 2026.

The home page says "Here Since 2023". We could not verify it: the earliest archived copy of bankrollu.com with content dates from June 14, 2024.

We have not taken a challenge with Bankroll U. We cannot vouch for a real payout delay: for that, read recent reviews and check their dates.

Strengths and weaknesses

Strengths

Withdrawals processed the same day, according to Bankroll U, with a $25 minimum.
No daily loss limit and no trailing drawdown, according to the home page.
A worked payout example published in the help center.
Free Battles with cash prize pools.
Trustpilot at 4.3 out of 5 from 36 reviews. The iOS app is rated 4.5 from 52 ratings.

Weaknesses

Nothing is paid during the Combine, and the 80% share applies only to the profit of the fourth Pro Level.
In the operator's own example, the bonuses add up to about half of the profit made in the Pro Levels.
Five levels in a row, 14 days each, with targets of 15% to 40%.
The challenge ends after Legend: there is no open-ended funded account.
Withdrawals limited to $2,500 and one request per day, by bank transfer through Plaid only.
Sports list not published.

Who is it for?

Bankroll U suits a bettor in the United States who wants no daily loss limit and withdrawals that the site says are processed the same day. That bettor must accept five timed levels and a bonus that starts at 10%.

If you want a fixed payout share on an account with no deadline, compare the other operators.

Compare sports prop firms How a challenge works

Frequently asked questions

How much does Bankroll U cost?

The paid entry is the Combine: $49 for a $1,000 bankroll, $245 for $5,000 and $490 for $10,000. The fee is paid once, and the help center says there is no subscription fee. The four Pro Levels that follow are free to play.

How do you pass the Bankroll U Combine?

You need a 15% profit on the starting balance, plus an activity target: the total amount staked must equal the starting balance. You have 14 days. There is no minimum number of picks.

How much of the profit do you keep at Bankroll U?

Nothing is paid during the Combine. In the Pro Levels a bonus is credited when you pass a level: 10% of the level's profit at Rookie, 20% at Veteran, 40% at All Star and 80% at Legend. In the help center's own example on a $1,000 bankroll, the four bonuses add up to $783.

How do Bankroll U withdrawals work?

Once a prize is credited, you can withdraw it from the Prize Wallet, with one request per calendar day. The minimum is $25 and the maximum is $2,500 per calendar day. The method is a direct bank transfer through Plaid. Bankroll U says it processes requests the same day.

Does Bankroll U have a daily loss limit?

No. The home page says its contest rules never include daily loss limits or trailing drawdowns. The total loss limit is a share of the account size: 100% at the Combine and Rookie, 90% at Veteran, 80% at All Star and 60% at Legend.

Who can play Bankroll U?

The contest rules open the Pro Levels to residents of the United States aged 18 or over. Players located in Idaho, Louisiana, Michigan, Nevada and Washington cannot take part.