A sports prop firm sells a challenge: you pay to bet a simulated bankroll under set rules. Pass, and you can earn a share of eligible profits.
No. 1 Our pick
Prime Sports Funded One evaluation, no time limit
PROMO25: 25% off, applied at checkout
1 Game time
The challenge is an evaluation
The idea comes from trading: a firm evaluates your results, then pays you a share of profits. In sports betting, the challenge fee buys your entry into that evaluation.
The bankroll is simulated. Prime Sports Funded's FAQ says this also applies to the funded account. Eligible profits can lead to real payouts, subject to the rules. The displayed balance is not money you own.
At a sportsbook, you put your own money on each bet. In a challenge, you risk the fee and must follow the program's rules.
2 The replay
From the entry fee to a funded account
- Choose a bankroll. Pay the challenge fee.
- Take the evaluation. Hit each target without breaking the rules.
- Get a funded account. Loss limits still apply.
- Request a payout. Your profits must qualify for the split.
Checked on October 3, 2026: Fan Funded's $5,000 3 Step costs $59.99 before tax. Reach +33% in each of three phases, within 30 days each, without losing 20% overall.
Prime Sports Funded's 5,000 challenge costs €81.75. One step, +35%, no time limit: reach 6,750 without falling below the 4,000 total-loss floor. You still have to meet the other rules.
Passing one phase is not enough: you must pass every phase after it. This funnel models the steady profile under our stated assumptions. It is not an observed pass rate.
- Challenge paid: $59.99 100%
- Phase 1 passed 52%
- Phase 2 passed 27%
- Phase 3 passed: funded account 14%
- Prime Sports Funded, one step: funded account 72%
At a 14% chance, you pay for 7.2 challenges on average: $59.99 ÷ 0.138, or $435.
3 The rulebook
What to check before paying
- Loss limits. An overall floor or daily limit can end the challenge before the deadline.
- Stakes. Check the allowed bet size and exposure across open picks.
- Activity. Hitting the target is not enough if you fall short of the required bets or days.
- Payouts. The schedule, profit split and consistency rules determine eligibility.
- Allowed practices. Read the rules before hedging or using automation.
Rules that still matter after passing
Fan Funded's 3 Step (checked on October 3, 2026) requires 25 picks per phase. Its daily loss limit is 15%. The funded account can close after seven days without a pick. This plan has a 25% payout-cycle cap, with the first request after 30 days.
Prime Sports Funded: 20% overall loss limit, 10% daily, stakes from 2% to 5%, and 25 evaluation bets. Multiple bets on the same market in the same game are prohibited.
During evaluation, one bet cannot exceed 30% of the profit target. A funded payout requires 10 bets; no bet can account for more than 30% of the requested payout. Read our bankroll management guide before setting your stakes.
Halftime
A challenge opens a larger bankroll
A larger bankroll changes the size of your stakes, not your edge. The illustration keeps the same return per unit staked and deducts the profit split. It shows an expected average, not a monthly income you can count on.
On $100,000 funded: $2,000 stakes, an average gain of $8,000 after the split.
Assumptions: a 5% return per unit staked, 100 bets a month, stakes of 2% of the bankroll. An average, not a guarantee: a month can end down. Prime Sports Funded shows its bankroll in US dollars.
Prime Sports Funded +35% in one step, no time limit
PROMO2525% off, applied at checkoutCopy
5 The standings
In a challenge, count the failed attempts
A failed attempt means paying again. Real cost is the challenge fee divided by the modeled chance of getting funded: €114 at Prime Sports Funded for the steady profile. That average is neither a set price nor a guarantee that you will pass.
Prime Sports Funded is our pick for one step with no deadline. Amounts stay in each operator's currency: no conversion or ranking across currencies. The model leaves out daily loss and consistency rules, which still apply.
Steady profile: 55% of bets won at -110 (1.91), 3 bets a day
- 1
Prime Sports Funded Challenge
€114 real cost
72% chance of getting funded. €81.75 with code PROMO25 (€109 without).
See the No. 1 
MySportsFunding Instant Funding
€499 real cost
€499.
Priced in pounds
GetBet Funded Standard plan
£225 real cost
34% chance: 54%, then 63%. 90 bets at most in 30 days. £76 price shown with the operator's 20% discount, no published end date.
Priced in US dollars
Bankroll U Combine
$292 real cost
$245. Based on: Combine only.
Fan Funded 3 Step
$435 real cost
14% chance: 52% per phase, 3 times in a row. 90 bets at most in 30 days. $59.99.
Not ranked: Playvo (bankroll size not published), OddsON (stake limits not published; accounts of 5,000 and up not yet on sale).
Real cost: challenge price ÷ chance of getting funded. Flat stakes, average odds of -110 (1.91).
How we calculate
- Three profiles: 54% of bets won and 2 bets a day; 55% and 3; 57% and 4.
- Each operator is modeled at the stake that gives it the best chance, within its allowed range.
- Time-limited challenge: the number of bets is capped by the profile's pace.
- Several phases: the chances multiply.
- Not simulated: daily loss limits, minimum number of bets, activity targets, consistency rules.
- Bankroll U is taken at its Combine, the lowest real cost among the offers considered for this matchup, on the steady profile. Five levels: not ranked (higher real cost on the steady profile).
- Bankroll U: Combine only, which opens the Rookie level at 10% of profits.
- Fan Funded is taken at its 3 Step, the lowest real cost among the offers considered for this matchup, on the steady profile. 2 Step: not ranked (higher real cost on the steady profile). Blitz: not ranked (too close to call: the gap depends on the exchange rate).
- GetBet Funded: price shown with the operator's 20% discount, no published end date.
- Prime Sports Funded price with code PROMO25.
- Amounts are shown in each operator's own currency, with no conversion. Operators are not ranked across currencies.
- The math holds for these profiles, not for every bettor.
Frequently asked questions
What is a sports betting prop firm?
Under the challenge model, it is a company that sells an evaluation. You pay a fixed fee, bet a simulated bankroll and must hit a target without breaking the rules. Passing opens an account that pays you a share of eligible profits.
How much does a sports betting challenge cost?
Prime Sports Funded charges from €81.75 for a 5,000 bankroll to €749.25 for 100,000. You pay the challenge fee once. If you fail, another attempt means another fee.
Is the money in a funded account real?
The displayed bankroll is not a deposit in your name. Prime Sports Funded states that its funded account also uses simulated capital. It pays eligible net profits under the program's rules, with an 80% share for the bettor by default.
What happens if you fail a challenge?
The challenge ends and you lose the fee. The simulated bankroll is not money you owe back. To try again, you buy another challenge: repeated failures mean repeated fees.
How long does a challenge take?
As of October 3, 2026, Fan Funded's 3 Step allows 30 days per phase and requires 25 picks in each. Prime Sports Funded has no time limit but requires at least 25 evaluation bets. Hitting the profit target does not waive the minimum activity requirements.
The final call
Know the rules before you pay
The 5,000 challenge costs €81.75 with code PROMO25, instead of the €109 public price. You are buying an evaluation; the fee is lost if you fail.
Prime Sports Funded No. 1 in our standings
PROMO2525% off, applied at checkoutCopy